I had to share this with you. This was on HIP2SAVE's blog, but it's from Youtube, so I can share it here. This is how to recognize a COUPON Gal! I'm good, but I have a LONG way to go! lol
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I had to share this with you. This was on HIP2SAVE's blog, but it's from Youtube, so I can share it here. This is how to recognize a COUPON Gal! I'm good, but I have a LONG way to go! lol
There is a good article on Oprah.com
"With close to 50% of marriages ending in divorce, letting your spouse handle the monetary chores is a risk that could leave you financially vulnerable. No one wants to live as though she's just waiting for her relationship to implode, but you should know that there are simple, effective—and not at all hostile—ways to protect yourself…just in case."
Now I'm just putting the steps, to read them in detail, click here
Carry your own plastic.
Read the fine print.
Define what's yours, mine, and ours.
Don't give up bill-paying duties
Get to know your financial advisers
Make plans for the future
Keep your professional hat in the ring
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I read on examiner.com that there is going to be another government program for our Refrigerators. lol Here's a little bit of the article........
"Just when we thought all the “fun” and confusion of the last program (cash for clunkers) was ending, the government (probably with the help of Energy Star appliance producers like Whirlpool, Frigidaire and Electrolux) has come up with a brand new idea to encourage consumers to part with their hard earned dollars by purchasing an Energy Star rated appliances through the “Cash for Refrigerators” program."
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If anyone is interested in free food or printing some very good coupons, please visit my other blog,
http://www.bargains4wahms.com/2009/07/dont-forget-aug-1st-10-free-food-from.html
http://www.bargains4wahms.com/search/label/Coupons/
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As you’ve heard, January is Cervical Cancer Screening Month. The U.S. Preventive Services Task Force, an independent panel of experts which reviews clinical preventive services, has given an “A recommendation”—its highest endorsement—for regular cervical cancer screening, and Pap smears in particular, stating that regular testing reduces incidence and mortality of this type of cancer.
So what does that mean to you? To understand, it may help a little to know more about cervical cancer itself.
Are you struggling to get ahead but feel like you're on a treadmill financially? Without a budget, many of us just muddle through, trying to stay one step ahead of our bills, but your budgeting efforts in the past may have left you with a bad taste in your mouth and no additional money in your bank account.
"Federal regulators shifted gears Thursday and said they would no longer require that used children's clothing, toys and other items sold at secondhand stores be tested for lead."
Read the full article here.
KB Toys recently announced that they are no longer accepting KB Gift Cards in their stores as of today!
On Feb 10th any second hand store etc will have to close their doors
To selling ANYTHING to do with children under the age of 12. It will
Even be illegal for them to donate to good causes.
There is a new law that comes into effect that day that all materials
For any item for a child under 12 HAS to be tested for lead and the
Poisons in plastics. Now this part is a wonderful thing for new products
But what happens to all the items up to this point?
Ingredients
3 boneless, skinless chicken breasts
1/2 pound snow peas
1 cup carrots, cut julienne style (thin sticks)
1 1/2 cups cooked spaghetti, break in half before cooking 1 1/4-2
teaspoons cornstarch
1 teaspoon sugar
2 teaspoons water
1/3 cup fat-free and reduced sodium chicken broth
1 tablespoon soy sauce or oyster sauce
4 cloves garlic, finely chopped
2 teaspoons fresh gingerroot, finely chopped
1/2 c bean sprouts (optional)
Here are details and tips of the CVS Extra care bucks for anyone interested in learning how to get started.
http://www.moneysavingmom.com/money_saving_mom/2008/03/cvs-101.html
Creative Hearts and Minds Swap/Exchange Group
Do you love kitchen towels, Chocolate and/or Coffee? Do you like to have a place to chat with friends, vent about your day, etc? If you answered YES, then this is the best group for you!
We are a group of women who enjoy giving and receiving special gifts all year.
The best place online to purchase mineral makeup is
Beautiful Diva
This company is Owned by Myra Roldan!
Last year Myra was on Oprah as a finalist in the search for the next Big idea!
How to Apply Mineral Makeup
Many women have discovered the benefits of using mineral make-up as opposed to traditional liquid foundation, or powder. Mineral make-up does not contain chemicals that cause blemishes, and it does not aggravate sensitive skin conditions. There is a trick to applying this type of foundation to make it look natural.
Things You’ll Need:
moisterizer
setting powder
foundation
blush
eyeshadow
eyeliner
mascara
enhancers for dark circles, etc
kabuki brush
proper eyeliner brush
Instructions:
Moisturize your face first. Mineral powder adheres to the natural oil of your skin, so if your face is too dry, the powder may end up looking like just that - powder. Apply lotion and wait 10 minutes, as a face too oily would melt the make-up. Trial and error might be needed to find the perfect balance.
Pour a small amount of foundation into the cap of the jar. This will help avoid using too much, and you can always add a layer if needed. Use maybe a little more than a pinch or so.
Apply eye liner next and use your kabuki brush to dust off any powder droppings from your cheeks.
Dab on any enhancers that you may need to specific areas, such as under the eyes. Press fingertip in foundation for a concentrated amount and dab your blemishes to make them disappear.
Swirl the kabuki brush in the cap, then tap the brush to dust off the extra powder. The brush is most important in covering large areas of your face, and an inferior brush might make the make-up look artificial. You might want to invest in a decent one.
Apply the foundation by rubbing the brush on your skin in a circular motion. This is where you decided how the make-up will look. Its recommended to start lightly on the cheeks and move off to the side of your face. The brush isn't supposed to just dust your skin with powder, its going to BUFF the powder, to help it adhere to the oil in your skin. The more you buff, the heavier the coverage will be. This take practice to find the right technique.
Once you have the look you want with foundation, apply a setting powder. Apply it the same way you would the foundation. Bare Minerals sells a type of setting powder called "Mineral Veil", and a lot of people who have problems with the makeup melting off have them due to the lack of applying the setting powder. Without it, the make-up will eventually look a little tired. With it, the makeup will hold much longer and look less sweaty. You can really tell the difference between using it and skipping it.
Tips & Warnings
Always use a non-mineral, oil-based moisturizer that will not clog pores. If your moisturizer does not absorb into your skin, neither will your mineral makeup!
Use a setting powder on eyelids to set shadows and avoid creases.
Use a setting powder as a base all over if you have oily skin...it will help absorb the oil naturally.
With the correct brush, eyeliner will glide on with no gaps. Powder tends to sprinkle, so use your kabuki brush to "pick up" the fallen powder.
Always apply eyeliner prior to foundation so you won't leave smudges from sprinkles.
Using special enhancers such as "polished" will refract light and make your dark under-eye circles disappear. Also use in the corner of eyes, mouth, etc. to reduce the appearance of fine lines.
Foundation should be applied in light layers. If you feel you need more coverage, keep applying light layers.
Brush your blush on the same way you would traditional makeup, but be sure to use your kabuki brush to avoid outlines and streaking.
Apply mineral eye shadow as usual..lighter colors under brow line and darker colors on the lid.
Using a good quality mascara with keratin will help strengthen lashes and improve their look even when you're not wearing mascara.
For those with oily skin, finishing with a setting powder will give extra protection and oil absorption and help you obtain a matte finish.
The foundation will look a little powdery when you first apply it. It will settle into your skin and look much more natural in a few minutes.
A kabuki brush is essential to covering your face, but a smaller brush will serve to use the powder as a concealer if you want to use it that way.
This is a great product to use if you have acne, or eczema, or other skin conditions, as it contains less ingredients than traditional make-up. Most mineral make-ups even have soothing properties to heal such conditions.
Avoid powders that contain talc
Use natural lipsticks that do not contain perfumes and dyes.
Some people do have further allergies to the minerals. Its not common, but if your skin gets itchy, or red, then you might not be able to use this type of foundation.
Though some brands claim to have an SPF factor, you might still want to use a sun screen if you plan to be outside.
It's not recommended to sleep in ANY sort of make-up, so while this might not have the chemicals that can harm your skin, it still covers your skin. Pores open and skin heals when you sleep, so wash your face before bed.
Remove animal hair from furniture or clothes by rubbing the area with a sheet of Bounce fabric softener. It will magnetically attract all the loose hairs.
Ingredients:
1/2 cup pizza sauce
4 (7- or 8-inch) flour tortillas
4 ounces (1 cup) shredded mozzarella cheese
1/2 (3.5 ounce) package pepperoni slices
Directions:
Preheat oven to 350 degrees F.
Spread pizza sauce evenly over tortillas to within 1 inch of edges.
Sprinkle each evenly with cheese. Arrange 1/4 of pepperoni slices down
center of each tortilla. Roll up each tortilla; wrap each in foil. Bake
for 10 to 15 minutes or until thoroughly heated and cheese is melted.
In the kitchen:
Every night, take 5 minutes after dinner to:
Wipe down counter and stovetop (2 minutes).
Run a damp cleanser-treated microfiber cloth across the counter using horizontal overlapping strokes, and spot-clean spills and grease on the stove (including under the burner rings) and in the microwave.
Sweep the floor (3 minutes).
Look around: If you spot coffee grounds, cookie crumbs, or pet hair balls on the floor, grab a hand vacuum or flat Swiffer-style sweeper and give the floor a quick once-over, starting in the farthest corner and working out toward the door. Wipe wet spills with a dampened paper towel.
Every 2 weeks, take 13 minutes to:
Dust walls and cupboards (4 minutes).
Use a half-damp microfiber cloth (Dellutri says H2O and microfiber are all you need to tackle 90 percent of household surfaces) to spot-dust walls and cupboards as well as door and window frames.
Clean out the fridge (2 minutes).
Spot-clean mysterious spills on shelves and inside drawers with a damp microfiber cloth.
Wipe down surfaces (3 minutes).
With a cleanser-treated cloth, wipe down the counter, sink, stove, and fridge (including handle) using overlapping horizontal strokes (no redundant circles!). A grout brush and lime-scale remover will nip grit and grime around the faucet.
Clean baseboards and floors (4 minutes).
Sweep baseboards with a Swiffer or dry microfiber mop, then sweep the floor, starting in the farthest corner and working out of the room. Spray cleanser on the mop for an I've-been-mopping- all-day shine.
In the bathroom:
Every day, take 3 minutes after you shower to:
Spray tub, tile, and shower curtain/doors (30 seconds).
Let a shower spray fight all-over scum while you get on with your day.
Spruce up the sink (30 seconds).
Grab a paper towel from under the sink and run it across the vanity and sink bowl to clean up toothpaste, powder bronzer, or whatever you may have left behind.
Wipe down the toilet (1 minute).
If the toilet is showing telltale signs of messy aim, use a disposable disinfecting wipe to give the throne a royal wiping-down.
Spot-clean the floors (1 minute).
Use a paper towel or rag to wipe around the tub and toilet, and below the sink where dust and drips gather.
Every 2 weeks, take 14 minutes to:
Disinfect the toilet (1 minute).
Maximize the disinfectant in your multisurface spray by letting the cleanser fight germs and bacteria while you work the room. Spray the toilet — from the commode (don't forget the flusher) to the base.
Clean the sink (2 minutes).
Again bucking the "spray your cloth" rule, spray sink fixtures and surfaces. Let the cleanser disinfect while you spray a microfiber cloth and clean the bathroom mirror using horizontal overlapping strokes to prevent streaks. Then, use the cloth to wipe down the sink.
Shape up the shower (5 minutes).
Spray tile with multisurface cleanser. Let it eat away lingering soap scum while you quickly scrub the tub (target the sides and the floor) with a scrub pad and a dab of cream cleanser (like Soft Scrub). Wipe shower tiles with a clean, damp microfiber flat mop, then clean shower door with a microfiber cloth.
Finish cleaning the toilet (3 minutes).
Sprinkle a mild powder cleanser inside the bowl. (Never mix cleansers in the bowl or on surfaces — this may cause noxious fumes.) Use a damp microfiber cloth to wipe away the cleanser and buildup on the surfaces you sprayed seven minutes ago. Now, grab your brush — the two minutes you spent shining up the john just shaved off half your scrubbing time.
Sweep and mop floor (3 minutes).
Tackle dirt in hard-to-reach areas — behind the toilet, under the sink — with a microfiber cloth. On entire floor, do a dry, then a wet, once-over with a flat microfiber mop. No scrubbing necessary!
In the living room:
Every night, take 3 minutes before bed to:
Clear away clutter (2 minutes).
Tie up newspapers for recycling; stash magazines and remotes.
Spot-clean the floor (1 minute).
If the day brought tracks of debris through the room (leaves, pretzel crumbs), use a hand vac to get rid of messes.
Every 2 weeks, take 12 minutes to:
Dust ceiling fans, bookshelves, walls, and windowsills (2 minutes).
Use a microfiber extendable duster or an ostrich-feather duster (ostrich feathers are dirt-trappers too) to dust ceiling fans, blinds, light fixtures, and bookshelves. Then swipe walls and windowsills with a damp microfiber cloth.
Tidy the tables (5 minutes).
Swipe coffee tables and other surfaces with a damp microfiber cloth. (Keep a dusting cloth tucked away in a drawer in an entertainment center or an end table so it's easy to find.) Straighten surfaces as you go; whenever you pick up an item, dust the surface where it sat, then the spot that you're moving it to, before you set it down.
Sweep baseboards; vacuum or sweep floor (5 minutes).
Run a dry microfiber mop along baseboards to remove dust and pet hair. Continue sweeping noncarpeted floors with the microfiber mop. For carpets, vacuum the room. Employ the golden cornrowing rule: Push the vacuum all the way up one side of the room, turn, and walk back down the next row — it covers more carpet area in less time.
In the bedroom:
Every day, follow basic living-room maintenance plus take less than 2 more minutes to:
Make the bed (1 minute).
Pull up the covers and fluff the pillows.
Unclutter the dresser or bureau (30 seconds).
Straighten up dresser top, then use a microfiber cloth to pick up any errant dust or hair.
Every 2 weeks, take 6 minutes to:
Change the bedding (3 minutes).
Wash sheets in at least 130-degree water (set dial to "hot") or pour in a detergent additive (Dellutri recommends De-Mite Laundry Additive, $13.99, natlallergy.com) to kill invisible dust mites lurking in your linens.
Vacuum or sweep the floor (3 minutes).
1. Spend 5 minutes a day tidying the main rooms of your home. A day's worth of dirt is easier to tackle than a week's accumulated mess. Then, every two weeks, do a quick, deep clean.
2. Keep your cleaners handy and organized. Stash a set of tools and cleaners under the bathroom and kitchen sinks, so you don't have to lug them around for quick touch-ups.
3. Embrace microfiber technology. The intricately woven fibers trap fine dirt and liquid — rather than pushing it around like other cloths.
4. Work efficiently. Apply cleansers to your mop or cloth, rather than directly to floors or counters, so you don't spend more time cleaning up product than spills. And use long side-to-side strokes (cornrowing) with your mop, vacuum, or cloth on floors and surfaces to avoid repeat cleaning (which happens when you move in circles), says Dellutri.
5. Clean each room from top to bottom, dry to wet. Knock dust and dirt from high places down to low places. And always dust before mopping and drywipe before cleansing. (You'll just be moving debris around if you wet-clean first.)
1. The oscillating head on the SonicScrubber ($13, sonicscrubber.com) lets you clean buildup around your faucet and dried drips in the fridge without breaking a sweat. Pick up an extra one for your bathroom, too!
2. Use Method Daily Shower Spray ($4, methodhome.com) and you'll never have to scrub your tile again. The nontoxic ylang-ylang-scented formula is safe to spritz near your loofah.
3. Dump a capful of Kaboom's Bowl Blaster ($11, kaboom.com) into your toilet bowl, and its foaming powder will rise to the rim, breaking down stains (even hard water) while you tackle other tasks. Ten minutes later, just flush (no brushing!) and go.
4. Put more leverage behind high-powered bathroom tasks with the two-foot-long Clorox Bath Wand ($10 for starter kit, $3 for soap-filled disposable refills).
5. For quick cleanups, keep a canister of durable disposable wipes in the bathroom and kitchen. Try Clorox Disinfecting Wipes ($4 for 35) in lemon, orange, lavender, and fresh scents; or Method's "scentalizing" wipes ($4 for 30, methodhome.com) in grapefruit, cucumber, or lavender.
6. The Mohawk FloorCare Essentials Hard Surface kit ($40, mohawk-flooring.com) comes with a wet/dry microfiber mop and a nontoxic, soap-free spray that shines any hard surface. (Other soapy cleaners leave behind a dirt-attracting residue.)
25 Easy Money-Saving Tips
By: Terri Seymour
http://www.SeymourProducts.com
1. Cut out the soda and drink more water! You'd be
surprised how much you will save.
2. Go over your grocery list. Try buying more off-brands.
Most of the ones I've tried are just as good as their more
expensive counterparts.
3. Buy clothes and shoes for you and the kids from the
clearance racks. I have been buying my sons' school clothes
this way for years!
4. Get movies from the library instead of renting them.
5. Same with books, borrow instead of buy. We usually
only read them once anyway.
6. Go on a picnic instead of going to the restaurant. It
is more fun and much cheaper!
7. Toss all your change in a "piggy bank" of some kind and
let it accumulate for a few months or longer. You will think
you struck it rich! (Not really, but it does add up)
8. If you have all the movie channels, cut them down a bit.
Most of the movies rotate through them all anyway.
9. Do your laundry at night. The rates are cheaper.
10. Give your clothes an extra spin as it costs less to run
a washer than the dryer.
11. Ask your credit card companies for a lower interest
rate. Sometimes rather than lose a good customer, they
will grant your wish!
12. Buy your holiday decorations AFTER the holiday. You
can save up to 75% or more.
13. Turn down your heat a couple degrees more at night
and throw on an extra blanket.
14. Clean behind your refrigerator at least once a year to
get out all the dust and dirt that can cost you more money.
15. Save empty bread bags and grocery bags instead of
buying box after box of storage bags.
16. Keep your car tune and your tires properly inflated
to save money on gas.
17. Buy inexpensive fabric for cloth napkins, doilies, etc.
18. Be creative when it comes to decorating. Use sheets to
make curtains. Use an old quilt as a cozy wall-hanging.
Create an artful display with family photos.
19. Save the new, convenient plastic coffee cans with handles.
Paint them, decorate them and use them for organizers for
kids art supplies, your CDs, pens & pencils, food envelopes,
recipes, craft supplies, etc.
20. Turn unused stuff into money. If you have a gift you
haven't used or that shirt you bought and never wore,
take them back to the store. You might not get full price,
but some is better than none.
21. Use petroleum jelly to remove make-up. It is much
more economical then beauty products made for
removing make-up.
22. Hydrogen peroxide can be used to kill germs in cuts
and sores rather then expensive antibiotic medicines.
23. Make windowsill or container gardens and grow
herbs and fresh vegetables.
24. Instead of a night on the town, send the kids to Grandma's
and have a romantic night at home.
25. Make and STICK TO a budget!
Peddler’s Paws is officially in our Pre-Launch Stage. We will be opening our doors September 1st, 2008. Be on the lookout for lots of yummy, healthy and environmentally safe goodies for your furbabies.
With the Pre-Launch underway, our Affiliate Program is FR*EE to join. Affiliates will receive 20% commission on all sales. There is opportunity for team growth. By recruiting a team downline, Affiliates will earn 5% on their 1st level downline sales.
If you’re ready to begin a new adventure, click on our Affiliate Program Link & join us today!
http://peddlerspaws.com/store/affiliate.asp?aff=170
Please put my name "Sandra Vaughn" in the fax line.
Scour is the next gen search engine with Google/Yahoo/MSN results and user comments all on one page. Best of all we get rewarded for using it by collecting points with
every search, comment and vote.
Earn points redeemable for Visa gift cards for searches, comments, votes and inviting friends.
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This sounds so good, I will have to fix it for dinner.
I received this from ParentsFreebiesandResources yahoogroup.
Swiss Ham and Noodle Casserole
1/2 (1 pound) package egg noodles
2 cups cubed cooked ham
1/2 cup chopped onion
1/4 cup butter
1 (8 ounce) container sour cream, room temperature
1 cup shredded Swiss cheese
2 eggs, well beaten
2 teaspoons Dijon-style mustard
canned French fried onions
Preheat oven to 35o degrees F. Cook egg noodles according
to package directions and drain. In a small saucepan, cook
onion in butter until tender. In a large bowl, combine all
ingredients except fried onions and mix well. Turn into a
greased 1 1/2 quart baking dish. Cover and bake 35
minutes or until hot and bubbly. Uncover, top with fried
onions and bake 5 minutes longer. Makes 6 to 8 servings.
MyFitnessPal - Nutrition Facts For Foods
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